Manage Your Account

You can fund your Spread Co account in the following ways:

Credit / debit card – via the trading platform 

Bank transfer – via your online bank to any of our segregated client money trust accounts

Account Name: Spread Co Limited
Bank address: Barclays Bank PLC, Acorn House, 36-38 Park Royal Road, London, NW10 7WJ, UK
Swift Code: BARCGB22
Sort Code: 20-93-02

Account numbers and IBAN

Please ensure that you fund your account using a credit/debit card or bank account in your name.  We do not accept cash or cheque payments.  We are also unable to accept American Express or Diners Club. 

Log into your trading account, go to the ‘Payments’ tab and select ‘Deposit’. From here you will be prompted to enter the amount that you wish to deposit, and your card details. Check all the details are correct before confirming your deposit.

This is the unique three-digit number printed on your credit or debit card. For most cards, it’s the last three digits of the number printed on the signature strip on the reverse of your card. It’s also known as a ‘Card Verification Value’ (CVV), ‘Card Security Code’ (CSC) or ‘Card Verification Code’ (CVC).

Expiry dates usually appear on the front of a credit or debit card in a four-digit month/year format.

There is no limit to how much you can fund when using a debit or credit card. Successfully authorised payments will be available immediately.

Please note that whilst we do not charge any additional fees for using a credit card your card issuer may treat deposits you place with us as a cash advance (and charge you accordingly). Unfortunately, we are unable to tell if this will be the case.

We usually suggest adding £100 the first time you fund your account, as this should give you sufficient funds to place and maintain a trade.

You do not need to deposit funds to activate your account. However you will have to deposit funds to begin trading.

Payments from third-party sources will be rejected. Please only add funds to your account using a credit/debit card or bank account that is registered in your name.

Your money will be treated as client money in compliance with the FCA (Financial Conduct Authority) Rules, unless you specifically request to be classified in a different way. This means that your trading funds will be segregated from Spread Co´s money and will not be used by Spread Co in the course of business. The funds are held in a segregated client money trust account at an approved bank in the EEA.

If this is the first time you are funding on a particular card, it is likely that your bank is declining the transaction as a security precaution. This can happen even if you have funds in your bank account. You will need to call your card issuer to confirm why your transaction has been declined. If they confirm that it was a security measure, you will need to instruct them to authorise future payments to Spread Co in order for your transactions to be successful.

You can make payments to your account in Sterling, Euros or US Dollars

Spread Co do not charge any fees to fund your account via credit or debit card, however your credit card issuer may treat the transaction as a cash purchase – please contact them for further information). When you deposit funds to us via bank transfer, you may be liable to bank charges that have been set out by your bank. This means that we may receive a lesser amount than you actually sent. Please check with your bank if this is the case.

No interest is earned on balances

If you lose or damage your bank card, or if it’s stolen, you should notify your bank immediately. Then please call us on +44 (0)1923 832682, and we will remove the relevant card(s) from your account. Alternatively, you can remove your card(s) from your trading account yourself, if you wish.

If you have any questions that aren’t covered on this page, or if you just need our assistance please call us on +44 (0)1923 832682, email us at cs@spreadco.com or contact us using the ‘Live Chat’ feature on the platform.